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The Algorithm
vs Leidos×Financial Services
Why Financial Services companies switch

The Algorithm vs. Leidos in Financial Services — Banking

Leidos's approach to Financial Services technology follows the same model that has driven their recent performance problems. There is a better model.

The Problem

What Leidos gets wrong in Financial Services

Leidos's approach to Financial Services technology follows the same model that has driven their recent performance problems. Revenue is ~97% US federal government — almost no commercial regulated-industry presence

Financial Services technology operates under specific regulatory and operational constraints that generalist consulting firms consistently underestimate. The Big Three core banking vendors — FIS, Fiserv, Jack Henry — are so universally disliked that banking trade associations are funding alternatives. Leidos's model does not account for the domain qualification required to navigate this environment.

Compliance in Financial Services is not a consulting deliverable — it is an architectural constraint. Leidos treats compliance as a separate workstream that produces documentation. The systems that result require significant remediation before they can survive an audit in a financial services environment.

Revenue is ~97% US federal government — almost no commercial regulated-industry presence
DOGE-driven contract review and federal spending cuts represent existential concentration risk
Limited commercial healthcare, financial services, or energy sector capability — federal-only IP
Lockheed IT spinoff heritage (SAIC split) — not an engineering-led organization, primarily a contract vehicle
The Algorithm

What we deploy instead

Our financial services engineering teams are domain-qualified before they are assigned to an engagement. They understand the regulatory framework — SOC 2 and PCI DSS — as an engineering constraint, not a compliance checklist.

Every system we deploy for a financial services client is compliant at the infrastructure layer. The architecture enforces the controls. ALICE validates compliance at every commit. The result is a system that passes audits because it was built to, not because documentation was assembled after the fact.

Compliance

SOC 2 and PCI DSS built into the architecture from day one — enforced automatically by ALICE at every commit.

Delivery

Fixed-price engagements. Production system in 8-20 weeks. No discovery phase. No change orders.

Team

Domain-qualified engineers with financial services experience. The senior engineer who scopes the engagement is the senior engineer who delivers it.

IP

Full source code and documentation transferred at close. No licensing. No managed services dependency.

Compliance

The compliance difference

SOC 2 and PCI DSS compliance is an architectural constraint in financial services. Leidos treats it as a consulting deliverable. We build it into the infrastructure.

soc 2
pci dss
glba
bsa aml
Typical Engagement

What switching from Leidos looks like

A typical financial services engagement runs 10-20 weeks to a production system. Team: 8-16 engineers, all domain-qualified. Fixed price. Full IP transfer at close.

Week 1

Architecture review and scope definition. We review existing deliverables and identify gaps.

Weeks 2-4

Scope locked, team assembled, first sprint underway. Working code from week two.

Weeks 8-12

First production milestone — a working integration or system component, not a document.

Close

Full IP transfer. Source code, documentation, operational runbooks. Your team runs the system.

DECISION GUIDE

Failed Vendor Recovery Playbook

Step-by-step framework for recovering from a failed Leidos engagement — from emergency stabilisation through full re-platforming. 4-phase playbook covering stabilise, assess, transition, and normalise.

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Replacing Leidos in Financial Services? We've done this before.

SOC 2-compliant financial services engineering. Fixed price. Production in 8-20 weeks.

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Market
Financial Services — Banking
Solution
Failed Vendor Recovery
Solution
Compliance Remediation
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