Financial Services in Scotland / Edinburgh
Scotland / Edinburgh banks locked into FIS, Fiserv, or Temenos where core system data is in proprietary formats, the UK GDPR and DPA 2018 compliance certifications are platform-specific, and the renegotiation position weakens every year. The exit path exists. It requires a team that has executed it.
The Big Three core banking vendors — FIS, Fiserv, Jack Henry — are so universally disliked that banking trade associations are funding alternatives. Long-term contracts, outdated technology, closed systems, and prices that make modernization feel impossible. The industry is ready for engineering teams that build open, compliant alternatives.
How We Deliver in Scotland / Edinburgh
United Kingdom and Financial Services Frameworks
Financial Services organizations in Scotland / Edinburgh operate under both United Kingdom regional frameworks and sector-specific compliance requirements. We embed all applicable frameworks architecturally — not as a parallel compliance workstream running alongside engineering.